627 Horseblock Rd., Farmingville, NY 11738

Call Insula: 1-833-319-3517

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© 2018 by Insula Capital Group.


loan structure: general guidelines

interest rates

Rates are determined by such factors as experience of the borrower, location, nature of the borrower’s business, and financial strength of the borrower. Loans are typically fixed rate interest-only loans.

loan term

Loan terms range from 12 to 36 months for flips.  Permanent Financing Loans up to 30-Years.

loan to value

Up to 90% of purchase price, 100% of rehab.

prepayment penalty

Our loans typically have no prepayment penalty.

Borrower Guaranty

Most loans are guaranteed by the borrower as full recourse.

loan origination fee (points)

Our loan origination fees are industry competitive, and range from 1% to 4% of the total loan amount or as determined on a case by case basis.



A determination of loan payment reserve will be based upon the loan structure and financial strength of the Borrower.

apply now!

Contact our team of professionals to find out how we can best serve you as either a Borrower and/or an Investor.

"A satisfied customer is the best business strategy of all."                       -Michael LeBoeuf