PRIVATE LENDING

for real estate investment projects

with Lori J. Davis

Private Lender

Insula Capital Group

broker referral program

Become an Insula Approved Broker to take advantage of our wholesale partner benefits and make money on your referrals.

Highlights:

  • Provide Clients access to rapid, reliable real estate financing

  • Investor Financing Solutions Tailored to Fit Your Specific Situation

  • Proof Of Funds Letters Provided On Demand for Pre-Qualified Borrowers

  • Get Your Client Approved in 24 Hours, Close and Get Paid in as Few as 5 Days.

  • Nationwide Lending.

  • No Income Check.

  • Stated Asset Loan Programs.

BROKERS PROTECTED

You’ve worked hard to develop a relationship with your client, and Insula appreciates that.

 

We protect broker fees in both the loan commitment letter and on the HUD settlement statement at closing.

DIRECT PRIVATE LENDER

As a direct lender, we are in total control of our funds and all underwriting is done in house.

FAST PRE-APPROVALS

Don’t waste time waiting around for answers. Get prequalification and pricing for your clients in 

just a few minutes. 

You’ll know right away whether or not we can do the deal.

“My experience with Lori at Insula has been extremely positive.  She knows her stuff and has given my team insight and advice that goes above and beyond what I've experienced with other lenders - she really cares and it shows.  Insula's easy to work with whether it's on my own projects, or when I refer them new clients."

ANTHONY RUSSO / INSULA BROKER PARTNER / INVESTOR, FLIPPER

THE INSULA DIFFERENCE

As a direct lender we have the ability to make a lending decision quickly with approvals issued in 24 hours, and loans funded in as fast as 5 business days. 

WHERE

WE LEND

We will consider all lending opportunities nationwide across the United States, including Washington D.C. 

our suite of loan products

fix and flip

new construction

buy & hold

FIX AND FLIP

Fix and Flip loans are available to both experienced and first time flippers. 

Insula will lend up to 90% of purchase price, 100% of the rehab cost, and 65% of the After-Rehab-Value (ARV).  

Loan terms can be customized to fit your project.  All loans are interest-only and feature no prepayment penalty. Our Rates and Points are dependent on your experience level and credit profile.

Requested Initial Documentation:

NEW CONSTRUCTION

New Construction Loans are available to experienced builders only. 

 

This program allows you to finance up to 65% of Land Acquisition and up to 80% of the Construction Costs. 

 

Loan terms are typically available from six to twelve months, but we will consider each scenario individually and provide rates and terms in accordance with the financial strength of the borrower and their experience level.  

Requested Initial Documentation:

BUY & HOLD

Permanent Financing is available for borrowers who may be unable to obtain conventional financing through a bank. 

We offer low to no documentation loans, at varying loan-to-cost ratios depending on the credit score and qualifications of the borrower.

This program offers lower rates and customized loan terms dependent on borrower qualifications, and is great for cash-flowing. Purchase and Refinance Programs Available.

Requested Initial Documentation:

broker registration form

 

stay in touch

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