PRIVATE LENDING

for real estate investment projects

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christos fotiou

Senior Loan Officer, Insula Capital Group

I am a Private Lender with Insula Capital Group and your direct connection to obtaining fast, reliable financing to fund your next real estate investment project.

 

Get Pre-Qualified for a loan with Insula by completing a brief questionnaire below.

THE INSULA DIFFERENCE

As a direct lender we have the ability to make a lending decision quickly with approvals issued in 24 hours, and loans funded in as fast as 5 business days. 

WHERE WE LEND

We will consider all lending opportunities nationwide across the United States, including Washington D.C. 

our suite of loan products

fix and flip

new construction

buy & hold

FIX AND FLIPS

Fix and Flip loans are available to both experienced and first time flippers. 

Insula will lend up to 90% of purchase price, 100% of the rehab cost, and 65% of the After-Rehab-Value (ARV).  

Loan terms can be customized to fit your project.  All loans are interest-only and feature no prepayment penalty. Our Rates and Points are dependent on your experience level and credit profile.

NEW CONSTRUCTION

New Construction Loans are available to experienced builders only. 

 

This program allows you to finance up to 65% of Land Acquisition and up to 80% of the Construction Costs. 

 

Loan terms are typically available from six to twelve months, but we will consider each scenario individually and provide rates and terms in accordance with the financial strength of the borrower and their experience level.  

BUY & HOLD

Permanent Financing is available for borrowers who may be unable to obtain conventional loan  financing through a bank.

 

We  offer  low to no documentation loans,  at varying loan-to-cost ratios depending on the credit score and qualifications of the borrower.

 

This program offers lower rates and customized loan terms dependent on borrower qualifications, and is  great for cash-flowing.

get prequalified: