Patrick Rigney

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AI-Driven Underwriting: How Technology is Reshaping Development Loan Approvals

The real estate financing landscape is evolving rapidly, and one of the most groundbreaking advancements in recent years is the integration of artificial intelligence (AI) in loan underwriting. Traditionally, securing loans for rental property or development projects was a lengthy process, involving extensive paperwork, manual risk assessments, and prolonged waiting periods. Today, AI-powered underwriting is revolutionizing […]

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Texas Real Estate Investors: Navigating Fast-Approval Investment Property Loans

Texas is one of the top markets for real estate investment, with strong demand for rental properties, commercial spaces, and fix-and-flip opportunities. Securing financing quickly is a priority for investors looking to capitalize on market opportunities. Fast-approval property loans provide a quick way to access funding without the long waiting times of traditional loans. Understanding the

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Real Estate Financing Strategies for Commercial Investors: Risks and Rewards

Did you know that the global commercial real estate market is projected to hit $126.60 trillion by 2029? With such massive opportunities, savvy investors are always on the lookout for the best financing strategies to maximize returns while managing risk. But let’s be real—navigating commercial real estate financing can feel like walking a tightrope. From traditional

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Investment Property Loans in California: The Best Financing Solutions for Investors

Investing in California’s real estate market offers substantial opportunities for building wealth. However, securing appropriate financing is necessary to capitalize on these opportunities. This guide provides an overview of financing solutions for investors, detailing loan options, lender requirements, and strategies to secure funding. Understanding Investment Property Loans An investment property loan is a type of

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Inside the World of Commercial Mortgage Brokers: How They Help Secure Better Deals

The commercial real estate space is booming—did you know the global market is expected to hit $120.00 trillion by 2025? With so much at stake, securing the right financing can make or break a deal. That’s where commercial mortgage brokers like the ones at Insula Capital Group come in! Think of them as financial matchmakers, connecting

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What the Best Investors Know About Leveraging Fix and Flip Financing

In competitive real estate markets like Miami, New Jersey, and Pennsylvania, smart investors know that success isn’t just about finding the right property—it’s about using the right financing to maximize profits and minimize risk. Fix and flip loans are a cornerstone of this strategy. Used effectively, they can accelerate project timelines, increase return on investment,

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Construction Loan vs. Bridge Loan: Which One Do You Need?

Real estate investors and property developers often find themselves at a crossroads when it comes to financing options—especially when managing tight timelines and ambitious projects. Two of the most common loan types used in these scenarios are construction loans and bridge loans. While both offer short-term funding solutions, they serve very different purposes. If you’re

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Smart Investment Strategies: How to Secure the Best Investment Property Loans in 2025

Investment property loans offer financing to purchase real estate intended for income generation. These loans differ from primary home mortgages due to higher interest rates and stricter eligibility criteria. In 2025, securing favorable investment property financing requires a comprehensive approach to market trends and available loan options. Understanding Investment Property Loans The primary purpose of investment property

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New Construction, Big Profits: Why Investors Love Construction Loans

In today’s fast-paced real estate market, investors are always on the lookout for opportunities that offer high returns and long-term value. One strategy gaining serious traction across San Diego and Los Angeles is new construction. Instead of buying older properties that need extensive repairs, many investors are choosing to build from scratch—and they’re using construction

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.