Patrick Rigney

Every successful commercial real estate (CRE) project starts with a solid financial foundation. Whether it’s an office building, a retail center, or a mixed-use development, securing the right funding can mean the difference between a profitable investment and a stalled project. With various lending structures, interest rates, and qualification requirements, navigating commercial development loans can be […]

Have you ever wondered what it really takes to transform raw land into a thriving commercial or residential development? With the demand for new properties growing, the right financing can make or break a project. Investors and builders need to secure the best possible funding to keep projects on track and profitable. This is where

When applying for a land loan, many borrowers assume lenders only evaluate the property itself. While the land’s characteristics play a role, lenders look at much more than just soil and topography. They assess land loan eligibility based on financial risk, location, infrastructure potential, and long-term viability. Understanding what factors influence land loan approval can help you

The urban landscape is constantly evolving, with many older buildings sitting vacant or underutilized. Adaptive reuse projects breathe new life into these spaces, transforming obsolete properties into thriving commercial hubs. However, these projects often require significant capital to cover acquisition, renovations, and compliance costs. This is where commercial development loans play a crucial role. These specialized loans

California’s real estate market is one of the most competitive in the U.S., and purchasing undeveloped land comes with added challenges. From navigating environmental impact assessments to dealing with strict zoning laws, securing land loan financing in California requires thorough preparation. Unlike traditional mortgages, land mortgage loans for undeveloped or commercial land often have higher interest rates

Sustainability is no longer a niche concept in real estate—it’s a necessity. As developers seek innovative ways to create energy-efficient, environmentally friendly buildings, securing the right financing is crucial. Property development loans provide the financial foundation needed to invest in green building initiatives, helping developers meet regulatory standards, reduce long-term costs, and increase property appeal in

Purchasing land is an exciting investment, but securing financing can be a challenge. Lenders have strict land loan eligibility requirements, making it difficult for some borrowers to get approved. Understanding these criteria and potential roadblocks can help you prepare a stronger land loan application and increase your chances of approval. This guide breaks down who qualifies for land mortgage

Thinking of tapping into your home’s equity with a cash-out refinance home loan? While the idea of turning your home’s equity into cash is appealing, the process comes with hidden costs and financial implications that many borrowers overlook. Cash-out refinancing lenders often highlight the benefits—such as using funds for home renovations, debt consolidation, or major expenses—but they don’t

The 2025 real estate market presents unique challenges for builders, investors, and developers. Rising interest rates, fluctuating material costs, and shifting market demand require a strategic approach to financing. To stay ahead, many professionals are turning to development loans as a crucial tool for managing financial uncertainties while keeping projects on track. These specialized loans offer the